writeaboutwarming

August 22, 2011 - I don't know about you, but it seems like I'm having a growing number of conversations that begin something like this: "I can't put my finger on it - it just seems like something is wrong these days." As more and more of us come to the realization that bad news isn't as rare as it used to be, a commensurate number have begun thinking in terms of preparing for what lies ahead. If you're a baby boomer, like me, those preparations include looking toward the day when you will stop working. That won't include all of us, however: 40 percent of all baby boomers will not ever be able to quit working. Part of the reason for that is another grim statistic - namely, that 36 percent of boomers have never saved for retirement. Statistics do not, of course, tell the whole story. They never have, they never will; particularly not now, with the future looking so very uncertain. Be that as it may, there is one unrelenting fact confronting these indivi...